The loan schedule is the beating heart of a development finance loan.

Ask most systems what a loan schedule is, and you'll get a simple list of regular repayments.

That's not what a development finance loan looks like in practice — and it's not what the schedule has to carry.

The Elevations schedule holds a historical record and a future projection of:

• Advances, drawn down against expected project costs, and tracked against tranche level limits.
• Fees, collected immediately, with the next payment, or added to the loan
• Payments, both regular and linked to sales stages, which can be moved as the project progresses
• Switches between rolled and serviced interest, in either direction, mid-term
• Rate changes, reflected forward through the life of the loan
• Statements, regular or on demand
• And when a payment is missed, the arrears position — tracked in real time, not reconstructed after the event

Every one of those is a first-class event in an Elevations schedule — a key difference between a system that understands the complexity of a development finance loan and one that tries to shoehorn it into a generic lending capability.