ELW Consulting
ELW Consulting
INTRODUCING
Development Finance. Redefined.
End-to-end loan lifecycle management for specialist development finance lenders.
Cloud-native, built to scale, with real-time visibility from origination to redemption.
Elevations is a cloud-native development finance platform built by ELW Consulting. It manages the complete loan lifecycle — from origination through advance drawdowns, interest and payment scheduling, arrears management and full redemption with security release.
Built cloud-native on AWS, Elevations gives specialist lenders institutional-grade operational capability without the cost and complexity of legacy banking platforms.
Everything you need to run a development finance book, built in from the ground up.
Create and manage development finance loans with full product conformance. Fixed and variable rate structures, multi-tranche facilities and complete status lifecycle from draft through to closure.
Dual-authorisation drawdown workflow requiring independent approvals before confirmation. Advance confirmation triggers real-time balance updates across loan, tranche and customer exposure in a single event chain.
Full development site management with constituent plot tracking, automated GDV recalculation, LTV computation and build and sales stage progression. Standalone property security with market value tracking also supported.
Interest statement generation with a variety of interest methods and variable-rate support via external base rate time-series, including BoE. Incoming payments allocated using an oldest-first strategy across outstanding schedule events.
Automatic arrears detection when schedule events become overdue, with arrears management tracking through notifications. Full waiver capability supports forbearance arrangements with a complete, timestamped audit trail.
Redemption statement generation with configurable validity periods. Full payment validation triggers cascading loan closure, security release and borrower notification dispatch — coordinated automatically across all relevant services.
Elevations is architected for scale, resilience and complete auditability from day one.
Every state change emits a named event. Nothing happens silently. The result is a complete, replayable audit trail across every entity in the system — loans, advances, payments, security and more.
Each domain — customers, loans, tranches, advances, security, payments, redemptions — runs and deploys independently, each with its own data store. A change in one area can't take down another, so updates roll out safely without risking your live loan book.
Cloud native AWS services like Cognito, Lambda and DynamoDB auto-scale to handle any workload — no infrastructure management, no capacity planning and no downtime.
No direct service-to-service calls. No foreign keys. All entity relationships are managed through ELW's groundbreaking Foundations platform, allowing every domain to evolve independently with zero downstream risk.
Built for lenders who move fast, demand clarity and deliver excellence.
Purpose-built for the residential and commercial development finance market. Every workflow — tranches, drawdowns, GDV, redemption — reflects how development finance actually operates.
Fine grained controls and audit trails without the cost and complexity of legacy banking infrastructure. Dual-authorisation, formal arrears notices and full document management included as standard.
Portfolio-level oversight with loan-by-loan granularity. Full exposure tracking, automated LTV monitoring, interest statement generation and redemption coordination across your entire book.
Get a guided walkthrough with one of the ELW team.
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